Gen Z Flocks to Stocks as Mortgage Rates Deter Home Buying
Faced with soaring home costs and near-7% mortgage rates, Gen Z Americans are favoring stock market investing over homeownership.
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U.S. Workers Increasingly Stressed About Finances, BofA Survey Shows
A 2025 Bank of America survey reveals only 47% of full-time U.S. workers feel financially well, while debt pressures lead 26% to seek help.
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Lower-Income and Gen Z Investing at Record Rates, Data Shows
Lower-income Americans and Gen Z are investing at record levels—even as savings remain low and income recovery is slow.
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Homeownership Seen as Increasingly Out of Reach in 2025
Investopedia finds that 77% say homeownership is harder to achieve due to sharp price increases, high borrowing costs, and housing shortages.
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Young Homebuyers Lean on Family Help for Down Payments
About 24% of young homebuyers rely on family gifts or liquidated assets to afford down payments, highlighting financial strain.
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Financial Independence in Your 20s Is Tough—Here’s How to Make It Easier
Nearly 39% of Gen Z still rely on family support due to rising costs—early budgeting, side income, and savings discipline can help young adults gain independence.
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10 Money Rules to Preserve Your Wealth Amid 2025 Recession Risks
With recession concerns rising in 2025, follow expert tips—boost savings, diversify holdings, and consider Roth conversions during market dips.
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Wage Crisis of 2025: 73% of Workers Can’t Afford More Than Basics
Forbes reports 73% of U.S. workers struggle to meet basic expenses amid stagnant wages and rising costs—highlighting the need for employer support and skill-building.
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Employee Financial Wellness in 2025: What Employers Can Do
66% of employees are financially stressed and 76% say cost-of-living exceeds wage growth—employers can help by expanding financial wellness programs.
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The 2025 American Dream Now Costs Over $5 Million
In 2025, achieving retirement, home, kids, healthcare, and a comfortable life totals over $5 million—highlighting shifting financial aspirations.
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